Expat guides
Everything you need to know about Luxembourg
Practical, sourced guides for people moving to (or already living in) the Grand Duchy.
Banking, Savings & Investing in Luxembourg: Expat Guide (2026)
How to bank, save and invest as a Luxembourg resident in 2026: account costs, the Payconiq-to-Wero switch, pillar 3 pensions and investor tax rules.
7 min readHousingBuying Land & Building a House in Luxembourg (2026)
Land prices per are, PAG/PAP zoning, permits, energy standards, 3% VAT and construction costs: the 2026 guide to building your own house in Luxembourg.
6 min readSettling inDriving & Cars in Luxembourg: The Expat Guide (2026)
Licence exchange deadlines, SNCA registration, car taxes, insurance, fuel prices and EV incentives: what expats need to know about driving in Luxembourg in 2026.
5 min readSettling inHealthcare in Luxembourg: How the System Actually Works (2026)
How Luxembourg's CNS health system works in 2026: reimbursements, finding a doctor, hospitals, dental gaps and why most residents add a mutuelle.
5 min readMoneyKlimabonus: Luxembourg's Renovation & Energy Subsidies (2026)
How Luxembourg's Klimabonus works in 2026: heat pump, solar and insulation grant rates, the application process, top-ups and the mistakes that void your aid.
6 min readHousingLiving in Belval & Esch: Luxembourg's Second City Guide (2026)
What it's really like to live in Belval and Esch-sur-Alzette in 2026: prices vs the capital, commute times, micro-areas and the honest downsides.
5 min readHousingLiving in Bonnevoie & the Gare District: Value in the Capital (2026)
Bonnevoie and the Gare district offer the capital's best value in 2026: here's the honest picture on rents, safety, the tram and gentrification.
5 min readHousingLiving in Kirchberg: The Complete District Guide (2026)
Rents, purchase prices, micro-areas, tram commutes and the Kuebebierg pipeline: an honest 2026 guide to living in Luxembourg's Kirchberg district.
5 min readSettling inLuxembourgish, Languages & the Path to Citizenship (2026)
Which languages you actually need in Luxembourg, free ways to learn Luxembourgish, the Sproochentest, and how to become a citizen after 5 years: the 2026 guide.
5 min readMoneyProperty Taxes in Luxembourg: What Owners Actually Pay (2026)
Luxembourg's famously tiny property tax, the 2026 reform with its vacancy and land-mobilisation taxes, and how rental income is really taxed.
5 min readMoneyYour First Luxembourg Tax Return: The Expat Guide (2026)
Who must file a Luxembourg tax return, which deductions actually pay off, and how to survive your first déclaration as an expat in 2026.
7 min readHousingTemporary Housing When You Arrive in Luxembourg (2026)
How to bridge your first 1–3 months in Luxembourg in 2026: serviced apartments, coliving, registration rules and a realistic budget.
5 min readSettling inWorking in Luxembourg: Job Market, Contracts & Rights (2026)
Luxembourg's 2026 job market, which languages you really need, contract types, working time, leave and your rights as an employee.
7 min readHousingBuying Off-Plan (VEFA) in Luxembourg: 2026 Guide
How off-plan (VEFA) purchases work in Luxembourg in 2026: staged payments, completion guarantee, 3% VAT, Bëllegen Akt and what to do about delays.
6 min readHousingBuying Property in Luxembourg: The 2026 Expat Guide
Purchase costs, the Bëllegen Akt tax credit, mortgage rules and the step-by-step buying process: what expats need to know before buying in Luxembourg.
7 min readMoneyCost of Living & Salaries in Luxembourg (2026)
Minimum wage, gross-to-net, taxes and a realistic monthly budget: what your Luxembourg salary is actually worth in 2026.
6 min readHousingLiving in Luxembourg vs. Across the Border: The Honest 2026 Comparison
Rent gaps, commute reality, telework limits and benefits: the honest 2026 maths on living in Luxembourg versus Thionville, Trier or Arlon.
6 min readSettling inYour First Month in Luxembourg: Admin Checklist (2026)
Commune registration, matricule, bank account, CNS and LuxTrust: the exact order to do things in your first weeks.
5 min readHousingFlatshares & Coliving in Luxembourg: The Under-35 Housing Guide (2026)
Room prices, the 2024 colocation law, coliving operators and scam red flags: how under-35s actually find housing in Luxembourg in 2026.
7 min readSettling inLuxembourg Visas & Work Permits for Non-EU Citizens (2026)
The 2026 step-by-step guide to Luxembourg work permits for non-EU citizens: authorisation to stay, type D visa, EU Blue Card threshold and timelines.
7 min readMoneyGetting a Mortgage in Luxembourg: 2026 Guide
Luxembourg mortgage rates, CSSF loan-to-value caps, required documents for expats and state support: everything borrowers need to know in 2026.
6 min readHousingMoving Out & Getting Your Deposit Back in Luxembourg (2026)
Notice periods, the exit inventory and the 2024 two-step deposit return: how to leave a Luxembourg rental with your money and your sanity intact.
6 min readHousingRenting in Luxembourg: The 2026 Expat Guide
What rent really costs, your rights under the 2024 lease reform, and how to win an apartment in Luxembourg's competitive market.
6 min readSettling inSchools & Childcare in Luxembourg: The Expat Guide (2026)
Trilingual public schools, free international sections, private school fees and the chèque-service childcare subsidy: Luxembourg schooling explained for 2026.
7 min readHousingSelling or Renting Out Your Property in Luxembourg (2026)
What Luxembourg property owners need to know in 2026: selling costs, capital gains tax, the energy passport, and landlord rules under the 2024 lease reform.
6 min readSettling inSetting Up Utilities, Internet & Home Insurance in Luxembourg (2026)
How to set up electricity, gas, water, fiber internet and home insurance in Luxembourg in 2026: suppliers, prices and the right order to do it.
6 min readHousingWhere to Live in Luxembourg: Neighborhood Guide for Expats (2026)
Kirchberg, Belair, Limpertsberg, the Gare district or Esch? A practical comparison of Luxembourg's main expat neighborhoods by budget and lifestyle.
6 min read